Pre-Existing Medical Conditions - definition

The policy wording defines a pre-existing medical condition as:
  1. An ongoing medical or dental condition of which you are aware, or related complication you have or the symptoms of which you are aware; OR
  2. A medical or dental condition that is currently being, or has been, investigated or treated by a health professional (including dentist or chiropractor) at any time in the past, prior to policy purchase; OR
  3. Any condition for which you take prescribed medicine; OR
  4. Any condition for which you have had surgery; OR
  5. Any condition for which you see a medical specialist; OR
  6. Pregnancy.
Please Note: this definition applies to you, your travelling party, a close relative or any other person.

This definition is available in the PDS.

This article was written by Travel Insurance Direct.
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