For information relating to policies purchased before 7 December 2017, including the definition of ‘pre-existing medical conditions’ please check the PDS provided with your purchase. You can contact us if you need this sent to you again.
For policies purchased from 7 December 2017, please continue reading.
Automatically covered medical conditionsWe automatically cover allergies, provided you follow advice in accordance with your medical practitioner (such as to carry EpiPens, antihistamines/other preventative medication at all times) and, at the date you buy your policy, you:
- have no other known or underlying respiratory conditions or diseases (for example, Asthma); and
- have not required treatment from a medical practitioner for your allergies in the last six months.
Excluded conditionsOur policy will exclude allergies/intolerances where:
- there are other known or underlying respiratory conditions or diseases (for example, Asthma); and
- you have sought treatment from a medical practitioner for your allergies in the last six months.
For more information about travelling with your allergy, please go to Allergy & Anaphylaxis Australia.
If you don’t meet the above conditions you are welcome to contact nib Travel Insurance who offer a specialist medical screening for existing medical conditions on travel insurance policies. They may be able to assist you with a quote for cover. Assessment of your existing medical condition is available online during the quote process or over the phone. You may ring 1300 410 272 to be assessed; just have details of your medical history ready when you call.
The full terms, conditions, limitations and exclusions are available in the PDS.
This article was written by Travel Insurance Direct.