Sports and Activities

Whether you’re cycling in Provence, working out at the gym, or playing footy, these are some of the sports and activities we cover. Skiing & Snowboarding are only covered if you choose the Snow Sports Option


The A-Z of sports and activities

There are important conditions around what's covered and what's not covered that it's important to be aware of.

A

Acrobatics
Activities in Antarctica, the Arctic Circle and Greenland (The Snow Sports Option will probably be required.)
Aerial safari (as a passenger in a licenced aircraft operated by an airline or charter company or in a hot air balloon)
Aerobics
American football (Gridiron)
Athletics
AFL

B

Banana boat rides
Baseball
Basketball
Biking/cycling 
Blackwater rafting, cave tubing 
Boating, sailing
Bowling (lawn & ten pin)
Bungee jumping

C

Camel riding for a day or if you are on a camel trek
Canoeing 
Canyon swing
Cricket

D

Dancing – ballroom, salsa, Capoeira, ballet, contemporary, jazz, hip hop.
Dirt boarding
Dragon boating
Dune buggy

E F

Elephant riding for an hour, a day or overnight
Fencing
Fishing (deep sea, angling, fly fishing, on a river, boat, or standing in a lake; but excluding ice fishing)
Fly by wire
Football

G

Go karting
Golf
Gym - including weights, Pilates, aqua aerobics, yoga
Gymnastics

H I J

Hiking
Hockey – field or indoor (excluding ice hockey)
Horse riding – leisure, on a tour with a licenced tour operator, non-competitive
Hot air ballooning
Hunting 
Ice skating – indoor and outdoor rinks
Jet boating
Jet skiing

K

Kayaking - white water, sea, river, lake 
Kite boarding 
Kite surfing
Kite wing 

L M N

Land surfing
Moped, scooter - Australian and local licence for operating this class of vehicle required; must be wearing a helmet
Motor  experience as a passenger only (excluding racing)
Motorcycle riding – touring, independent, organised tour, trail bike. Australian and local licence for operating this class of vehicle required. Must be wearing a helmet.
Motorcycle riding – as a passenger Must be wearing a helmet.
Mountain biking
Netball

O P Q

Obstacle course
Outrigger canoeing
Outward Bound, Duke of Edinburgh
Paint ball
Parasailing over water
Quad biking

R

Racquetball
Rifle range/sports shooting
River boarding/hydrospeeding 
Roller skating
Roller blading/inline skating
Rowing/sculling, surf boat rowing
Rugby League
Rugby Union
Running or jogging, including half-marathon or less, marathon and ultra-marathon distances

S

Safari tours
Sail boarding/wind surfing
Sailing
Sandboarding/sandskiing
Scuba diving, when an open water diving licence is held; diving with a licensed instructor
Shark cage diving
Segway tours
Skateboarding
Skiing (only covered if you choose the Snow Sports Option
Snorkelling
Snowboarding (only covered if you choose the Snow Sports Option)
Soccer
Softball
Spearfishing
Speed boating
Squash
Stand-up paddle surfing/paddle boarding
Surfing
Swimming
Swimming with whales/whale sharks

T U V W

Tennis
Tough Mudder
Trekking
Tuk Tuk as a passenger (excludes Tuk Tuk racing)
Volleyball
Wakeboarding 
Water polo
Water skiing 
White water rafting 
Windsurfing
Working or volunteering

XYZ

Yoga
Zip line
Zorbing

We recommend that for your safety you participate in sports and activities whilst under a licensed operator and wear any safety gear where provided. You may also require a licence to participate in some activities, according to the laws of the country you’re in. 

If you don’t see your sport or activity here, please call our customer service team on 1300 843 843 Mon-Fri 8am-8pm, Saturday 9am-5pm (AET).


What’s covered?

Conditions

You or someone you are travelling with must contact our 24 hour emergency assistance team to arrange any medical evacuation, guarantee medical expenses to a hospital and to repatriate you to Australia.


What's not covered?

We will not pay for any claims arising from:

  • parachuting, sky diving, hang gliding, parapenting or travel in an air supported device other than as a passenger in a licensed passenger aircraft operated by an airline or charter company. This does not apply to hot air ballooning or parasailing;
  • snow sports and activities (except those covered when you purchase the Snow sports and activities option);
  • racing (except on foot);
  • professional sports
  • mountaineering or rock climbing using support ropes;
  • riding a motorcycle without wearing a helmet and without having a valid licence as required in Australia and in the country of travel for the same class of motorcycle you are riding;
  • riding a motorcycle as a passenger without a helmet;
  • scuba diving without having an open water diving licence or diving under licenced instruction;
  • you, a member of your travelling party or a close relative intentionally exposing themselves to a needless risk or not taking reasonable care, except in an attempt to save a human life;
  • loss, theft or damage to watercraft of any type (excluding surfboards);
  • damage to sports and leisure equipment (including surfboards) while in use ;
  • breakage or damage to snow sports and leisure equipment over three years old;
  • damage to sports and leisure equipment due to normal wear and tear, including dents and scratches;
  • any search and rescue expenses; and
  • damage you cause to someone’s property or if you injure someone due to your ownership, possession or use (including as a passenger) of a mechanically propelled vehicle or any aircraft or watercraft.

Full terms, conditions and exclusions are available in the PDS

This article was written by Travel Insurance Direct.
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