What We Cover

  • Sports and Activities

    Whether you’re cycling in Provence, working out at the gym, or playing footy, these are some of the sports and activities we cover. Skiing & Snowboarding are only covered if you choose the Snow Sports Option The A-Z of sports and activities There are important conditions around what's cove...

  • If you're sick or injured

    With a TID policy, The Works and the Annual Multi Trip plans offer unlimited cover for up to 12 months for medical expenses incurred overseas (Section 1) due to a unforeseen sudden illness or serious injury you experience. Under The Basics plan, the single limit is up to $5,000,000 and $10,000,000 f...

  • Skiing and Snowboarding

    Skiing and Snowboarding To be covered for Skiing or Snowboarding activities you MUST add the Snow Sports and Activities Option when you buy your policy, which you do when you choose your options. This option covers you for the following activities when participating in areas designated as safe b...

  • Motorbike Riding

    The standard TID policy covers you to ride a motorbike or motorcycle but you MUST be licenced to ride a motorcycle of the same class in Australia and hold a valid licence for the country you are in. When we refer to motorcycles, we also mean mopeds, scooters, motorbikes and any other motorised bike....

  • Jet skiing

    Jet skiing is common in South East Asia, the Pacific Islands and even on a cruise. Here’s the lowdown on what’s covered and not covered on your TID policy when you’re on a jet ski. We are aware of a lot of scams on tourists hiring jet skis in Thailand. Make sure you check the condition of your jet...

  • Luggage and Personal Effects

    TID covers your luggage and personal effects if they are stolen,permanently lost or accidentally damaged during travel. Standard cover You are automatically covered for up to $700 per item/set, but if you are carrying a laptop, iPad/ tablet, camera or video camera, the item limit is increase...

  • Emergency Medical Evacuation

    Medical evacuation may be required when you are seriously ill or injured and you need transport to appropriate facilities for treatment. For example: you are injured while hiking on a mountain and it is medically necessary for you to be evacuated by helicopter to the nearest hospital; or you...

  • Phones, Cameras and Laptops

    Your luggage & personal effects are covered when they are stolen, permanently lost or accidentally damaged due to circumstances outside your control. Phones All phones, including iPhones and Android phones, are covered up to $700, so if your phone is more than $700 you can add it as a valu...

  • Working overseas

    Travel Insurance for working overseas Following a dream to work and live overseas? TID wants you to travel with confidence every step of the way. You may be planning to get a one-way ticket, build a school in Cambodia or work for a ski season. This is what you need to know about the types of work...

  • Safaris and experiences with animals

    Travel Insurance Direct will cover you for injury or illness while you are on a safari or trekking on the back of an elephant or camel. Animals are unpredictable. When going on safari or being around wild animals, ensure you follow advice of the tour leader or guide and stand close to the ranger ho...