Medical Conditions

  • Asthma

    Asthma is automatically covered provided: you are under the age of 60 at the time of policy purchase; and you have no other lung disease; and you have no other pre-existing conditions other than what is listed in the PDS as automatically covered; and you have not been hospitalised for any c...

  • Pre-existing Medical Conditions

    TID received many enquiries about existing medical conditions, particularly Pregnancy, Asthma and Allergies. Pregnancy We cover pregnant women while travelling provided your trip ends on or before your 26th week for single, uncomplicated pregnancies or the 19th week for a multiple pregnancy....

  • Allergies

    Automatically covered medical conditions We automatically cover the following allergies/intolerances provided you have not been hospitalised in the last 24 months for any condition nor have any other pre-existing medical conditions: Rhinitis Chronic Sinusitis Eczema Food Intole...

  • Automatically Covered Medical Conditions

    You are automatically covered if your pre-existing medical condition(s) are described below, provided that you: do not have any other pre-existing medical conditions (other than those listed in conditions 1-43 below) and have not been hospitalised (including day surgery or emergency departmen...

  • Conditions We Don't Cover

    We will not cover you for any claim arising from or attributable to any of the following conditions under any circumstance. This applies if you, a member of your travelling party, a close relative or any other person had that condition at any time prior to your policy being issued. You have been...

  • Diabetes

    Diabetes Mellitus (Types I and II) is one of the Automatically Covered Conditions, provided you: were diagnosed over 12 months ago; and have no eye, kidney, nerve or vascular complications; and do not also suffer from a known cardiovascular disease, Hypertension, Hyperlipidaemia or Hyperchole...